First-time buyers are being encouraged to jump on to the property ladder with ever more controversial deals. The latest is the offer of a £250,000 apartment in east London for a down payment of £2,000 on a credit card, sparking fears of a return to easy credit.
But while would-be buyers should beware of overstretching their finances, they also need to consider carefully which type of property to buy, as unexpected costs and the difficulty of getting a mortgage risk turning a buyer's dream into a nightmare. Here we take a look at some popular options, and what you need to know before you start house hunting.
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